Like many commitments, debt can be handled more easily once they are organised and prioritised. Hannah went on to highlight how this should be done in practice: "Debt is debt - no matter where it's from. "However some debt is better paid off first. Credit cards for example often have high interest rates attached to them, so paying those off first is usually a good idea. If, however, your card(s) is interest free, then it's worth looking at other avenues and seeing which debt has the highest interest rate to ensure you're not paying more in interest than your original debt. coronavirus has forced many people to apply for Universal Credit (Image: EXPRESS) "You're not going to pay off all your debt in a matter of weeks. "So make sure you set yourself a realistic target to achieve - and remember that whether it's six months or a year, your end goal is still the same. "The best way to set a realistic goal is to work out how much you can pay off every month, then work out how long it will take you to reach your target.
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