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It then takes into account the effect of compounding - charging interest on interest - on your debt. Charges for unarranged overdrafts are charged separately. 4 The representative EAR is an illustration of the rate that the majority of customers will receive. If an overdraft is described as having a particular representative EAR then we expect to offer that rate or better to at least 51% of the applicants we accept. Other customers may get a different rate based on their individual circumstances. Our representative EAR applies to all unsecured overdrafts with a borrowing amount of up to £25, 000 for businesses with a turnover of up to £25 million. This figure is not necessarily the rate you will be receiving and is for illustrative purposes only. All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business. You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.

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Bespoke software to enhance your business Our skillset and drive is for the creation of bespoke business software. At Pace IT we will get to know your business, understand it and determine your business drivers and objectives. Our approach to the system we develop for you is well informed and business-led. We have been building and delivering custom solutions for over 20 years to businesses across a range of sectors. Offering: Some of the clients we work with... Make your business better by investing in software or by modernising your existing software to: Develop solutions to solve problems Capitalise on identified opportunities in the marketplace Make you more competitive Deliver something more to your customer base Custom Software Development Pace IT design and build bespoke software services that meet the specific requirements of businesses and enhance the value of their IT operations. We create bespoke software solutions to develop our clients' existing business processes to ensure they stay ahead of their competitors, optimise their efficiency and make a positive financial impact to their bottom line.

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Mental Capacity Act 2005 This legislation allows restraint and restrictions to be used – but only if they are in a person's best interests. Care Act 2014 "The Care Act helps to improve people's independence and wellbeing. It makes clear that local authorities must provide or arrange services that help prevent people developing needs for care and support or delay people deteriorating such that they would need ongoing care and support. " - The Health and Safety (Sharp Instruments in Healthcare) Regulations 2013 This Act was created to prevent injuries from sharps in hospitals and the healthcare sector. The main aim is to protect people from blood borne viruses. Chat with us!

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